Online Insurance

Backpacker travel insurance policies provide long stay cover for people aged up to 45 years travelling anywhere in the world.

Backpacker policies generally cover persons aged from 18 to 45 and travelling either as an individual or as part of a group.

For example a students during a gap year or studying overseas can have a low cost stripped down policy, covering just the essentials. Typically these policies are for durations of between 1 and 12 months and can even include options such as winter sports at an additional premium.

A three month trip to Europe can be covered from as little as £28.99. A six month trip backpacking in Asia or Australia costs from just £79.99.

Worldwide Travel insurance plans with Trip Cancellation benefits can be purchased to include medical coverage. These plans can also be purchased without medical coverage. If you are looking to protect your trip costs in the event of a cancellation this is the right plan for you. International Trip cancellation plans offer reimbursement for cancellations because of a covered event. Some plans require you to purchase the plan within a specified number of days to cover pre existing conditions. Trip interruption coverage is useful to cover the costs of coming back home in the middle of your trip if a covered reason forces you to shorten your trip. ” Cancel for any reason” upgrade is suitable if you would like to cover cancellations for any reason. Optional medical insurance can be purchased to cover medical expenses on your trip. Some International Trip cancellation plans also offer coverage to trasport you back to your home country in the event you need medical treatment.

refers to provision of buying and selling insurance online. Insurance is subject to Utmost Good Faith^{[citation needed]}, which makes it very convenient for people to conduct the business online, as both the parties have absolute duties to tell all the facts which are material, else the contract are void.

Conducting a full transaction of insurance is tough for most of the commercial businesses, but many types of personal insurances are conducted online including but not limited to Motor (car) insurance, travel insurance and medical insurance.

Many of the online insurance providers, just provide the insurance quote online and the rest of the process is done manually, this is very convenient for cases where the physical paper is important to complete a process. An example is car insurance in Dubai / car insurance in UAE, where it is mandatory to give Arabic certificate of insurance before registering the car. The certificate should bring physical stamp of the issuing company, hence it is virtually impossible to complete the complete transaction online. Hence websites provides you online insurance quotes and complete the rest of the procedure offline.

We hope to present a simple guide to expatriate medical insurance that gives advice on choosing a plan, including a summary of a typical overseas insurance plans benefits as well as some country-specific insurance guides.

If you would like to know more about an international medical insurance plan, or you would like to receive a free quote, please contact one of our expert adviserstoday.

Wherever you may be, we can provide comprehensive medical insurance that are globally portable. We specialize in international medical insurance plans valid in China, Hong Kong, Thailand, Singapore, the UAE, Saudi Arabia, Israel, the United Kingdom, The United States, and Canada. However, we are not limited to working in these countries and can be of assistance no matter where you are located.

The process of finding a suitable expatriate medical insurance plan may seem complicated and confusing, but it is extremely important to take the time to find the right coverage. Finding the right plan is not as difficult with the assistance of professional advisors and there are actually many international medical insurance companies around the world who specialize in insuring expatriates.

Moving overseas is an important decision that, along with excitement, brings numerous concerns. Both new and experienced expatriates view the purchase of medical insurance to be an additional cause of anxiety and stress.

In your home country, the majority of people are provided with medical insurance by an employer. Even if your employer does not provide medical insurance there are many sources of good information to help and assist you. However, that changes once you move overseas. Not all companies have the experience to assist their employees with medical insurance overseas, and expatriates often have to take care of medical insurance on their own.